Expert Small Business Accountants – Bella Vista, Sydney
Strategic Accounting & Tax Solutions for Business Growth
Cruz & Co. delivers strategic financial services to help you maximise your profits, minimise tax obligations, and improve your cash flow. Partner with us for expert tax advice, tailored accounting services, and proactive CFO support.
Book a Free Discovery Call
We make expert accounting accessible and personalised, so every business in Sydney can achieve financial clarity and sustainable growth.
30+ Years’ experience
Wealth Created
Taxation Savings
8+ Happy Staff
By making smarter decisions with your finances, we prepare your business for a future with financial security and growth
We’re perfect if you want to…
Objective 1
Streamline your accounting processes and improve efficiency so you can save time and resources for your core business activities!
Objective 2
Minimise the amount of tax you pay so more of your hard-earned profits stay in your business and can be reinvested for growth!
Objective 3
Gain clear visibility into your financial performance so you can make informed decisions and achieve your business goals!
Objective 4
Never have to stress about compliance again so you can focus on your business with confidence!
By partnering with us, we’ll turn your financial challenges into opportunities for growth through strategic and personalised accounting solutions.
Book a Free Discovery Call
We understand that managing your business finances can be complex, time-consuming & stressful…
But you don’t need to go through it alone. It’s our job to provide expert accounting and tax support, so you can achieve your financial and business goals – whether you’re looking to optimise your cash flow, minimise your tax liability, or plan for long-term growth!
If you’re answering ‘Yes!’ to any of THESE questions, we might be right for you…
- Are you spending too much time on bookkeeping and financial administration? And you’re struggling to keep up with compliance requirements…
- Do you feel like you’re paying too much tax? But you don’t know how to legally minimise your tax obligations…
- Are you looking for expert advice on business structuring and growth strategies? But you’re unsure where to start…
- Is it stressing you out when you think about your business’s financial performance? And you’re not 100% confident in your financial decision-making…
- Do you want to improve your cash flow and profitability? But you’re not sure how to implement effective strategies…
- Are you ready to finally take control of your business finances? So you can achieve your goals and secure your business’s future…
Our passion is to empower businesses in Sydney with expert accounting and tax solutions, so they can achieve sustainable growth and financial success.
Business Tax – Electrical Contractors Ritchie is awesome. He is very professional and responsive and he is always there to help you. He even replies during weekend. He needs some rest.
Jae Kwon Yoo
Owner of company
Business Tax – Travel Industry Cruz & Co was introduced to me this year and it was the best decision for my sole trader and personal taxation affairs. Ritchie the founder spent time to understand the various functions of my business and provided helpful, patient, insightful and knowledgeable advice to get the business to where […]
Jonathan Fambart
Owner of company
Business Tax – Beauty Salon Ritchie has been managing my tax matters as a sole trader for 2 years+. Always very responsive to my questions and make effort to reply to my email almost immediately even if it’s weekends! Have recommended his service to my husband’s company as well after he tried a few other […]
Regina Wang
Owner of company
I have and continue to recommend Cruz and Co to many businesses and individuals who are looking for a business advisor and accountant that goes over and above what is asked of them. We have a great working relationship which has helped my business move forward.
Daniel Robey
Owner of company
Restaurant Owner Ritchie Cruz is my Accountant. We have a solid 10 year relationship. Ritchie as always provide me with honest and efficient service. Is a great communicator, always replies efficiently to my emails and phone calls. Is very reliable and timely with his work. Is very knowledgeable in all areas of accounting. I am very […]
Vanita Aloda
Owner of company
Director, Import and Distribution Company Ritchie Cruz provides and high level of accounting expertise and goes above and beyond in answering any queries we have.
Zac Fryer
Owner of company
Director, Travel Company Operations Ritchie Cruz and Co are accommodating and have excellent service. Cruz & Co have impressed me the most is due to their efficient service. They are very accommodating and helpful all the way. Service is excellent.. you have to avail their service to experience the difference.
Napoleon Guines
Owner of company
Director, Technical Design Company This is a new business startup and Cruz&Co. have provided great help, guidance and reassurance from the beginning. Ritchie has provided us with excellent service and is always responsive to our needs and really does understand the needs and concerns of a small organisation. His knowledge of Quickbooks Online is excellent […]
Jonathan Yeoman
Owner of company
Cosmetic and Implant Dentistry Ritchie was recommended to me by my father and I have also continued to recommend him to my friends. He is reliable, efficient and has a wealth of knowledge to keep my tax affairs in order. He is trustworthy, friendly and very approachable.
Dr Krish Perananthan
Owner of company
Director Automotive Parts Retailing business Cruz & Co offer a great professional and friendly service. Ritchie gave me confidence running the business knowing that he was readily available for support and guidance. Cruz & Co also keeps us in the loop with any changes we might need to know about and have also informed us […]
Kellie Pincham
Owner of company
Our Services
We offer a comprehensive range of services that take the weight off your shoulders and optimise your business finances. Our solutions are tailored to your specific needs and designed to deliver maximum value.
Business Accounting
From bookkeeping and payroll to financial reporting and analysis, we provide comprehensive accounting support to streamline your operations.
Explore our Business Accounting Services
Tax Consultant and Compliance
We ensure you meet all your tax obligations, minimise your tax liability, and navigate the complexities of tax law with confidence.
Explore our Tax Consultant and Compliance Services
Business Structuring Advisory
We advise you on the optimal business structure to maximise tax efficiency, protect your assets, and support your growth.
Explore our Business Structuring Advisory Services
Outsourced CFO Services
Gain strategic financial leadership and expert guidance without the cost of a full-time CFO.
Explore our Outsourced CFO Services
Self Managed Super Funds
We provide expert SMSF compliance and administration services to help you take control of your retirement savings.
Explore our Self Managed Super Funds ServicesPricing
COMPLIANCE ESSENTIALS
$275 +GST / monthly
COMPLIANCE & BOOKKEEPING
$480 +GST / monthly
PERFORMANCE PLUS
$1,150 +GST / monthly
COMPLETE CFO EXPERIENCE
$1,750 +GST / monthly
Industry Specialised Expertise
Medical Centres & Professionals
“Specialised accounting and tax solutions tailored to the unique needs of medical practices.”
IT Professionals
“Expert guidance on personal service income and strategic tax planning for IT businesses.”
Restaurants & Cafes
“Streamlining cash flow and integrating technology for efficient restaurant management.”
Retail
“Comprehensive accounting services to optimise inventory and financial performance in retail.”
Startups
“Essential support for establishing robust accounting processes and software implementation.”
Medium to Large Businesses
“Strategic CFO services to enhance financial control and drive sustainable growth.”
Our values set us apart
We prioritise client relationships
Our services are built on trust, integrity, and open communication. We take the time to understand your needs and provide personalised support.
We deliver expert solutions
Our team of qualified accountants and tax advisors provides accurate, reliable, and up-to-date advice.
We focus on your success
We are committed to helping you achieve your business goals and maximise your financial outcomes.
We embrace innovation
We leverage technology and best practices to deliver efficient and effective accounting solutions.
And above all… We are dedicated to your success!
That’s why we’re trusted by businesses across Sydney.
You’ve probably got enough on your plate already… So why take on financial worries that you don’t have to?
When it comes to your business’s financial future, Cruz & Co. has your back. And we’re passionate about helping businesses in Sydney achieve their financial goals. So… If you’re ready to see where our expertise can take you…